联邦学生资助
CTU参加了许多联邦政府资助的财政援助项目, administered in accordance with prevailing federal and state laws and the school's institutional policies. 学生 must meet the eligibility requirements of these programs in order to participate. 学生 are responsible for providing all requested documentation in a timely manner; failure to do so may jeopardize financial aid eligibility. 以保持获得联邦财政援助的资格, 学生必须保持令人满意的学业进步 大学目录.
Financial aid must be approved and all necessary documentation completed before the aid can be applied toward tuition and 费用.
Eligibility for federal financial aid is based on a number of factors; but regardless of your current income level or 财务需要, you may still qualify for federal financial aid programs that can help offset the cost of your education.
为你的FAFSA提供帮助®, you can contact the 联邦学生资助 信息 Center at 1-800-4FED-AID (1-800-433-3243).
联邦佩尔助学金
补助金是免费的，也就是说，他们不需要偿还. The Pell grant program is designed to assist financially needy undergraduate students who desire to continue their education beyond high school. 我们鼓励所有学生通过FAFSA申请. Eligibility is determined by a standard federal formula which links eligibility to family size and federal poverty level.
我能拿多少钱?
The maximum amount of Pell Grant (for those who qualify) depends on program funding and may change each award year (July 1st - June 30th). 奖金的实际数额取决于出勤费用, 招生强度, 以及国会为该计划拨款的金额.
| 2023-2024年联邦佩尔助学金计划100%上限 | |
|---|---|
| 范围 | $767 - $7,395 |
| 2024-2025年联邦佩尔助学金计划100%上限 | |
|---|---|
| 范围 | $740 - $7,395 |
联邦补充教育机会补助金(FSEOG)
The FSEOG is a grant program for undergraduate students with exceptional 财务需要. 优先考虑符合联邦佩尔助学金资格的学生. 联邦政府将FSEOG基金分配给参与的学校. This is a limited pool of funds and the school will determine the awarding criteria based on federal guidelines. Due to limited funding, FSEOG award resources may be exhausted before the end of the award year.
我能拿多少钱?
Amounts vary each award year based on the funding levels allocated to the school. 对于符合条件的人, awards may vary based on 财务需要 and the policies of the financial aid office.
| FSEOG年度最高限额 | |
|---|---|
| 范围 | $100 - $4,000 |
联邦直接贷款
贷款是必须偿还的钱. 联邦 Direct loans are low-interest loans that are made to the student. These loans do not require a credit check are available to pay for direct costs (tuition, 费用, 书籍及用品). There are two types of 联邦直接贷款; subsidized and unsubsidized.
A Subsidized loan is need-based and the government pays (subsidizes) the interest while the student is in school at least half-time and for six months after the student ceases attending at least half-time (called a grace period).
无补贴贷款是一种不以需要为基础的贷款. 与补贴贷款不同, the interest on Unsubsidized loans accrues from the time the loan is disbursed until it is paid in full. 学生 may choose to pay the interest while in school or allow it to accrue and be capitalized (that is, 加上贷款的本金). 将利息资本化将增加要偿还的金额. 欲了解更多有关联邦贷款的信息，请访问http://studentaid.gov / understand-aid /类型/贷款.
联邦直接贷款:我能借多少钱?
无论是有补贴还是没有补贴, 资格是根据抚养状况确定的, 财务需要, 上学费用, 招生强度, 以及参加的条款/付款期的数量. 还款义务在学生毕业后六个月开始, 撤回, 或者低于半学期注册状态.
Loan limits depend on the student's grade level and loan type (Subsidized or Unsubsidized).
| 联邦直接贷款年度最高限额(补贴) & 未受资助的结合) | ||
|---|---|---|
| 依赖学生 | 独立的学生 | |
| 大一新生 | $5,500 | $9,500 |
| 二年级学生 | $6,500 | $10,500 |
| 初级 & 高级 | $7,500 | $12,500 |
| 研究生 | n/a | $20,500 |
| 联邦直接贷款总额最高限额(补贴) & 未受资助的结合) | ||
|---|---|---|
| 补贴贷款和无补贴贷款的最高限额 | 最高补贴贷款-根据需要 | |
| 相关的本科 | $31,000 | $23,000 |
| 独立本科 | $57,500 | $23,000 |
| 研究生 | $138,500 | $65,500 |
直接PLUS(家长和毕业生)贷款
所有的贷款都是必须偿还的钱.
A Parent PLUS Loan may be available to parents of dependent, undergraduate students. 父母中的任何一方或双方都可以通过这个项目借钱. 家长PLUS贷款不是基于需要, but when combined with other resources cannot exceed the student's 上学费用 for the academic year. 需要对父借款人进行信用检查. 还款在贷款最终支付后60天内开始. However, parents may request deferment of payments while the student is attending at least half time.
A 研究生 PLUS Loan may be available to a student seeking 研究生 and/or Professional degrees and are not based on need. 信用检查是必需的，学生必须完成FAFSA. 还款在贷款最终支付后60天内开始. However, students may request deferment of payments while attending at least half time.
借款人如何申请PLUS贷款?
Parents (Parent PLUS) and 研究生 students (研究生 PLUS) must complete a Direct PLUS Loan application and promissory note which is available at http://studentaid.gov/plus-app/parent/landing.
我能借多少钱?
The yearly limit on a PLUS Loan (Parent and 研究生) is equal to the 上学费用 minus any other financial aid received. 例如:如果上学一年的费用是20美元,000美元，学生得到8美元,其他财政援助, PLUS贷款不得超过$12,000.
联邦工作研究(FWS)
FWS is a financial aid program designed to assist students in meeting some of the costs of their education by working part-time while attending school. 职位可能是校内、校外或社区服务相关的. A candidate must demonstrate 财务需要 (as determined by the Department of Education) to be eligible for a FWS award. The number of positions available may be limited depending upon the school’s annual funding allocation from the federal government.
我能挣多少钱?
联邦勤工俭学学生按小时支付工资. Wages for the program must equal at least the current federal minimum wage, 但可能更高, 取决于所执行的工作类型和所需的技能. The maximum amount a student may earn in an award year cannot exceed the total FWS award. 分配工作时间时, the employer or financial aid administrator will consider the award amount, 课程表, 以及令人满意的学业进步. For a listing of available positions please contact the 金融援助 Office.
符合条件的学生可获得经济援助